Terms Of Use

Acceptance Of The Terms Of Use

These terms of use are entered into by and between you and Chatmint (Private Limited) (the Company). The following terms and conditions of use, together with any documents they expressly incorporate by reference (collectively, these Terms of Use), govern your access to and use of any website published by the Company, including, but not limited to, any content, functionality, and services offered on or through chatmint.io (the Website).

Please read the Terms of Use carefully before you start to use the Website or any services provided by the Company (together with the Website, the Services). By using the Services or by clicking to accept or agree to the Terms of Use where this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and any other agreements you have or may execute with the Company. If you do not agree to these Terms of Use, you must not access or use the Services. In the event of any conflict between the terms in any agreement executed between you and the Company, these Terms of Use shall prevail.

Use Of The Services

By using the Website, you represent and warrant that you are not restricted from nor barred to use the Services under any law applicable to you (including, but not limited to, laws as the age of majority for the access of the Website), and are using the Services only for your own personal use and that you have the capacity and legal authority to use the Website. If you do not meet these requirements, you must not access or use the Services.

Terms Of Use May Be Updated

The Company may revise and update these Terms of Use from time to time in its sole discretion. All changes are effective immediately once posted.

Your continued use of the Services following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

Accessing the Website and Account Security

We reserve the right to withdraw or amend the Website, and any service or material we provide on the Website, in our sole discretion without notice. We do not guarantee that our Website or any content on them will always be available or be uninterrupted. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some or all parts of the Website to users.

You are responsible for:

• making all arrangements necessary for you to have access to the Website; and
• ensuring that all persons who access the Website through your internet connection or your account with us are aware of these Terms of Use and comply with them.

To access the Website or some of the resources it offers, you may be asked to provide certain registration details, know your customer documentation or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete.

You should use particular caution when inputting personal information onto the Website on a public or shared computer so that others are not able to view or record your personal information. No warranty or guarantee, whether express of implied, is provided by the Company in relation to your use of the Website.

Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to the Whitepaper, all information, software, text, displays, images, video and audio, and the design, selection, and arrangement thereof), are owned by the Company, its licensors or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may not modify, reproduce, distribute, transmit, publicly display, publicly perform, or otherwise use any content on this website without the express prior written permission of the Company or the appropriate licensor.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

• in any way that violates any applicable federal, state, local, or international law or regulation;
• for the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise;
• to defame, abuse, harass, stalk, threaten or otherwise violate the rights of others, including without limitation privacy rights or rights of publicity;
• to send, knowingly receive, upload, download, use, or re-use any material which does not comply with these Terms of Use;
• to transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail”, “chain letter”, “spam”, or any other similar solicitation;
• to impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing);
• to reproduce, duplicate, copy, sell, resell, or otherwise exploit for any commercial purposes, any portion of, use of, or access to the Website;
• modify, adapt, translate, reverse engineer, decompile or disassemble any portion of the Website. If you wish to reverse engineer any part of the Website to create an interoperable program you must contact us, and we may provide interface data subject to verification of your identity and other information;
• remove any copyright, trademark, proprietary rights from the Website or any materials originating from this Website;
• frame or mirror any part of the Website without the express prior written consent of the Company;
• create a database by systematically downloading and storing the contents of the Website;
• use any manual or automatic device in any way to gather the contents of the Website or reproduce or circumvent the navigational structure or presentation of the Website without the express prior written consent of the Company; or
• to engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as the Company may determine in its sole discretion, may harm the Company or users of the Website or expose them to liability.

Additionally, you agree not to:

• use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website;
• use any robot, spider, or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the Website;
• use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent;
• use any device, software or routine that interferes with the proper working of the Website;
• introduce any viruses, trojan horses, worms, logic bombs, or other software, program or material which is malicious or technologically harmful;
• attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server(s) on which the Website is stored, or any server, computer or database connected to the Website;
• attack the Website via a denial-of-service attack or a distributed denial-of- service attack; and
• otherwise attempt to interfere with the proper working of the Website.

Reliance On Information Posted

The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility, including for negligence, arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

The Website may include content provided by third parties, including materials provided by other users, bloggers and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

Changes To The Website

We may update the content on the Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

Information About You And Your Visits To The Website

All information we collect on the Website is subject to our Privacy Policy as updated from time to time. By using the Website, you consent to all actions that may be taken by us with respect to your information in compliance with the Privacy Policy.

Online Purchases And Other Terms And Conditions

Additional terms and conditions may also apply to specific portions, services or features of the Website. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Use.

Linking To The Website And Social Media Features

You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent.

Links From The Website

If the Website contain links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party website linked to the Website, you do so entirely at your own risk and subject to the terms and conditions of use for such website. We reserve the right to withdraw linking permission without notice.

Wallets

To the extent any cryptographic wallet is connected to, or used by you in connection with, the Website, you acknowledge and agree that the Company has no control over any such wallet. The Company will not be responsible for any issues arising as a result of your failure to provide accurate details of your wallet.

Payments And Stripe Integration

The Website uses the Stripe Payment Processing Platform (the Stripe Platform), a product of Stripe, Inc. (Stripe), which is a reputable and independent multinational financial services provider, to facilitate payments. By making a payment through the Website, you agree to abide by Stripe's terms of service and privacy policy.

In order to make a payment through the Stripe Platform, you must register an account with Stripe or one of its affiliates in accordance with Stripe’s requirements, which may include providing Stripe with any customer identification documents or additional information regarding your intended use of the Stripe’s services outside of the relevant Services, and agreeing to Stripe’s “Services Agreement” and “Stripe Connected Account Agreement” or such other agreement(s) as Stripe may require from time to time.

The Company is not responsible for any errors, delays, or interruptions in processing payments through the Stripe Platform. Any payment disputes should be addressed with Stripe. The Company disclaims any and all warranties, representations, or guarantees related to payment processing through the Stripe Platform, including but not limited to the accuracy, reliability, and availability of Stripe's services. You remain responsible for any fees, fines, refunds, reversals, returns and disputes with Stripe or third-party payment method providers in connection with the processing of transactions through, or your other uses of, Stripe’s services, whether in connection with the Website or otherwise.

The Company does not directly collect or store your payment information. All payment-related data is transmitted and handled through the Stripe Platform.

In consideration for the use of the Stripe Platform through the Website, you agree to release and hold harmless the Company, its affiliates, officers, employees, and agents from any and all claims, demands, losses, liabilities, costs, or expenses arising out of or in any way connected to the use of Stripe's services, including but not limited to disputes with Stripe or issues related to payment processing. The Company disclaims any and all warranties, representations, or guarantees related to payment processing through the Stripe Platform, including but not limited to the accuracy, reliability, and availability of Stripe's services. You acknowledge that the Company shall have no liability for any actions, errors, or omissions by Stripe or any third party involved in the payment processing services.

The Company reserves the right to change or discontinue the use of the Stripe Platform as a payment processing platform at any time, without prior notice. In the event of such a change, the Company will provide alternative payment options if feasible.

Geographic Restrictions

The owner of the Website is based in Singapore. We make no claims that the Website or any of its content is accessible or appropriate outside of Singapore. Access to the Website may not be legal by certain persons or in certain countries. If you access the Website from outside Singapore, you do so on your own initiative and are responsible for compliance with local laws.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE WEBSITE, THEIR CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, THEIR CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, THEIR CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE WEBSITE OR THE SERVER(S) THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON- INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OF WARRANTIES OR LIMITATIONS ON THE DURATION OF IMPLIED WARRANTIES, SO THE ABOVE DISCLAIMER MAY NOT APPLY TO YOU IN THEIR ENTIRETIES, BUT WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

Limitation On Liability

IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITE LINKED TO THEM, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITE, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW WHICH MAY INCLUDE FRAUD.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website’s content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

Governing Law And Jurisdiction

All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of Singapore without giving effect to any choice or conflict of law provision or rule (whether of Singapore or any other jurisdiction).

Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in Singapore although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Waiver and Severability

No waiver by the Company of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Entire Agreement

The Terms of Use, our Privacy Policy and terms of conditions for the registration of events constitute the sole and entire agreement between you and the Company with respect to the Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website.

Your Comments And Concerns

The Website are operated by the Company. All other feedback, comments, requests for technical support and other communications relating to the Website should be directed to: support@chatmint.io